Terms of Use

Notice

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of the LoanMe Inc. web site and systems including but not limited to unauthorized entry into LoanMe’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by LoanMe.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. LoanMe does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will LoanMe be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if LoanMe, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Copyright

The LoanMe logo and all designs, text, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof (collectively, “Site Materials”) are the proprietary property of LoanMe, Inc. or its licensors or users and are protected by U.S. and international copyright laws.

Submissions

All information submitted to LoanMe via this site shall be deemed and remain the property of LoanMe and LoanMe shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides LoanMe through this site. LoanMe shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the LoanMe entity having the direct customer relationship or as otherwise specifically agreed or required by law.

Availability

This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. By offering this site and information, or any products or services via this site, no distribution or solicitation is made by LoanMe to any person to use this site, or such information, products or services in jurisdictions where the provision of this site and such information, products and services is prohibited by law.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this site shall be governed by all applicable federal laws of the United States of America and the laws of the state of California.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this site shall be governed by all applicable federal laws of the United States of America and the laws of the state of California.

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** Application process takes 5 minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Two hour funding time is based on the time from final approval following receipt of all required documents and signing, prior to 1 PM PST on a business day. In some cases, credit underwriting and due diligence may require additional documents, which can delay funding time.

© 2020 LoanMe, Inc. All Rights Reserved. 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806.

Minimum loan amount varies by state. Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application.

California loans are made pursuant to LoanMe Prime’s California Department of Financial Protection and Innovation Law License #603K061.

Texas residents: LoanMe is a registered Texas Credit Services Organization and licensed Credit Access Business (CAB) under license #1900063619-162948. LoanMe merely arranges the loan, which is made by an unaffiliated third-party lender, PCAM CREDIT VIII, LLC.

Terms and Conditions
Offers provided to customers who originated via a paid Google or Bing advertisement feature terms on LoanMe Prime of:
Maximum APR: 35.97%
Maximum Loan Repayment Term: 180 Months
Minimum Loan Repayment Term: 180 Months
Representative Example: Maximum APR: 35.97% Maximum Loan Repayment Term: 60 Months Minimum Loan Repayment Term: 60 Months Representative Example: A homeowner in Utah with 580+ FICO, who meets income and other credit requirements could receive a Prime loan for $5,000 with an interest rate of 36% and a 17.00% origination fee of $0 for an APR of 35.97%. In this example, a consumer would receive $5,000 deposited into his or her account and will make 60 monthly payments of $180.56 each. Total repayment would be $10,833.60.

Your actual rate depends upon credit score, loan amount, loan term, home ownership, and credit usage & history. You can pay back the loan early with no pre-payment penalties. Please note that loan fees apply and affect the amount of cash you receive.