Third Party Privacy Policy

Policy

When it comes to matters of privacy, LoanMe would like for you to know we share the same concerns as you. With this in mind, we’d like to provide you with the names and links to our advertising partners and other third party services providers.

Third Party and Advertising Partners:

 

** Application process takes 5 minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Two hour funding time is based on the time from final approval following receipt of all required documents and signing, prior to 1 PM PST on a business day. In some cases, credit underwriting and due diligence may require additional documents, which can delay funding time.

© 2020 LoanMe, Inc. All Rights Reserved. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806.

Minimum loan amount varies by state. Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application.

California loans are made pursuant to LoanMe Prime’s California Department of Business Oversight Financing Law License #603K061.

Texas residents: LoanMe is a registered Texas Credit Services Organization and licensed Credit Access Business (CAB) under license #1900063619-162948. LoanMe merely arranges the loan, which is made by an unaffiliated third-party lender, PCAM CREDIT VIII, LLC.

Terms and ConditionsOffers provided to customers who originated via a paid Google or Bing advertisement feature terms on LoanMe Prime of:
Maximum APR: 13.33%
Maximum Loan Repayment Term: 180 Months
Minimum Loan Repayment Term: 180 Months
Representative Example: A homeowner in Utah with 760 FICO, who meets income and other credit requirements could receive a Prime loan for $15,000 with an interest rate of 9.90% and a 17.00% origination fee of $2,550 for an APR of 13.33%. In this example, a consumer would receive $12,450 deposited into his or her account and will make 180 monthly payments of $160.27 each. Total repayment would be $28,848.60.

Your actual rate depends upon credit score, loan amount, loan term, home ownership, and credit usage & history. You can pay back the loan early with no pre-payment penalties. Please note that loan fees apply and affect the amount of cash you receive.